Dude — this is a million-dollar idea. We should totally start this business.
Write your idea on a pink napkin and take a photo witn an order.
We've all been there: late-night drinks with friends, a brilliant business idea — and then it never goes anywhere.
Finom teamed up with Peter’s Bar in Berlin to change that. Pitch your idea right at the bar for a chance to win a share of €10,000 to make it happen.
Open to participants 18+ who are residents of Germany.
Main Contest prizes are credited to a Finom business account after you register your business and open a Finom account.
Send it to @Finom.co via Instagram DM. Reply "YES" to our confirmation message to complete your entry.
Want an extra chance to win?
Post your napkin photo to your Instagram Story and tag @finom.co.
We'll randomly select one Story submission to win an additional €2,000 cash — no business registration required.
BONUS CONTEST
3 winners of the Main Contest will share €10,000 (€5k / €3k / €2k).
Submit up to 10 ideas — each different idea is a separate entry.
MAIN CONTEST
Place an order at Peter's bar.
RULES
BONUS CONTEST We'll randomly select one winner from all eligible Instagram Story submissions. The €2,000 Bonus Contest prize is paid by bank transfer — no business registration or Finom account required.
MAIN CONTEST A jury of Finom founders and executives will review submissions based on the following criteria:
Each jury member scores every idea independently on each criterion (1–10). We then calculate a weighted total score to select the winners.
Originality — is your idea fresh and differentiated? Feasibility — can it realistically be built? Problem–Solution Clarity — does it solve a real problem? Market Potential — is there a market for it? Execution Readiness — how close are you to making it happen?
HOW WE PICK THE WINNERS
12 March 2026
Winners are announced at our event at the Berlin TV Tower.
1–11 March 2026
We review submissions and contact finalists.
16–28 February 2026
The contest runs at Peter’s Bar, Friedrichstraße 110A, Berlin.
KEY DATES
FAQS
The contest is open to anyone 18 or older who is a resident of Germany. Finom employees and their immediate family members are not eligible.
We'll contact you via Instagram DM. You'll have 90 days to register a business in Germany (we'll help), and then open a Finom business account. Once you complete these two steps, our prize will be credited to your new Finom business account.
We'll contact you via Instagram DM. Separately, you'll need to provide your bank details, and we'll transfer €2,000 to your account. No business registration or Finom account required.
Yes. You retain full ownership of your idea. By entering, you grant Finom the right to use your submission for contest administration and promotional purposes.
If you don't complete business registration within 90 days of being notified, the Main Contest prize will be forfeited and may be awarded to another participant.
Yes. You can enter the Main Contest (via DM) and the Bonus Contest (via Instagram Story) separately or both. You can also win both.
Yes. Each different idea counts as a separate entry. Submit up to 10 idea — just use a different napkin and idea each time.
Yes, for the Main Contest — if you submit multiple ideas and more than one ranks in the top three, you can win multiple prizes. For the Bonus Contest, each person can only win once.
Finom (trade name of PNL FINTECH BV), registered in The Netherlands under KVK number 74178784, is acting in a capacity of Payment Services Agent of Finom Payments BV. Payment and electronic money services are provided by Finom Payments BV registered in The Netherlands under KVK Nr.78680751 and is licensed by the De Nederlandsche Bank as an Electronic Money Institution under the relations number R180074. Registered Address: Jachthavenweg 109h, 1081KM Amsterdam, The Netherlands.